The 53-year-old [retired banker] travelled from near his £2million home in Orpington to London Bridge before continuing to his Canary Wharf office…. 

He [the judge] described the fraud as ‘discreet’, committed against a large private company rather than an individual, and said Molloy had a distinguished career and was a devoted father active in his church and community….

He [the judge] branded the offending ‘persistent and serious’ and said its sophistication merited jail but suspended the sentence due to strong mitigation. 

Source: HSBC banker dodged £5,900 in train fares using ‘doughnutting’ ticket scam on journeys from £2m home